IMBA Canada BC Rep Blog

The insurance climate in Canada is, shall we say, somewhat resistant to providing affordable general liability insurance to mountain bike clubs. I’m sure they feel the risk of a claim is too high or they don’t fully understand what clubs are undertaking. Either way, it has been a real concern for many clubs across Canada.

IMBA Canada has been working very hard at finding a national insurer that clubs can afford and that don’t make it so difficult to comply with their terms that they risk being uninsurable. The search has finally come good with Oasis Insurance out of North Battleford, Saskatchewan.

Ken Anderson who is no rookie to insuring mountain bike clubs, heads up Oasis. As long as your club is an affiliate member of IMBA Canada you can take advantage of the group premiums which are a substantial savings over single policies. There are a few policies clubs can take advantage of; general liability, directors and officers errors and omissions and group accidental death and dismemberment. For example, the rates are $10 per club member plus $4 per kilometre of managed trail for general liability.

All of the forms are available at the Oasis Insurance site, click on the IMBA Canada logo or click here. For specific questions about these policies contact Ken at Oasis Insurance.